Stupid question? Not really. A lot has changed in the market over last couple of years - and that includes the mortgage market. Okay, so maybe the definition of mortgage hasn't changed, but plenty of other things have. And that's why if you're in the market for a home - even if it's not your first time - it's not a bad idea to familiarize yourself with the basics all over again.
Questions like "what is the difference between fixed rate and adjustable rate mortgages?" and "Do I need a mortgage broker?" are answered here.
And for a quick overview on how to get a mortgage, just check out the video below.
